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Life Insurance / Retirement / Medicare Supplement

Wachter Insurance Agency offers a variety of life insurance and annuity products designed to meet the needs of your family regardless of your stage in life. We will take as much time as you want to help you with your options. We want you to feel good about the process.

Choose from a variety of life insurance policies available to fit your personal needs.

  • Permanent (whole life) life insurance or universal life insurance provides coverage for your entire life and builds cash value. (It just keeps building, even when you are not looking.)
  • Term insurance provides affordable coverage for a specific number of years.
  • Combine both term and permanent policies and you’ve got a customized protection package for your family.

Retirement Planning

Our business also helps people save money for retirement. With so many different retirement savings plan options: 401(k), annuities, Traditional Individual Retirement Accounts (IRAs) and Roth IRAs, it can be a little overwhelming trying to decide which plan is right for you, but we can help.

Some of the options we offer:

  • Traditional and Roth IRAs with a variety of payout options
  • Rollover or transfer options in case you want to move all or part of your retirement savings into an annuity
  • CD-type of annuity with a guaranteed, tax-deferred interest rate for 3, 5 or 7 years, depending on the term you choose

An annuity is still the only financial instrument that allows you to set up a guaranteed income stream that you cannot outlive.


Medicare Supplement insurance plan can help you pay for medical costs that may not be covered by Medicare. Wachter Insurance Agency and Erie Family Life  will work with you to help you select the best supplement insurance for your needs and budget.