It’s an awful feeling to walk up to your car in a parking lot and find the lock broken or even one of the windows smashed. Even if you take the utmost precautions to protect your car from being robbed, the worst can still happen. Here are some things you should keep in mind to help you if you find that your car was just broken into.
Most people assume that car break-ins only happen in “dangerous” neighborhoods, but although some areas of town gain a reputation, you can’t always buy into the stereotype. The truth is you can never be too careful no matter where you park your car. Be sure not to leave any valuables in the open that could catch the eye of thieves. And try to avoid parking in an out-of-site area, but find a place near a street lamp or video camera because people are less likely to steal if they think they’ll get caught. Most car robbers perform a classic smash and grab by breaking a window. It can be easy to get upset and disoriented if you see your window broken, but it’s important to call the police right away and look around for any signs of suspicious activity. You never know if a car thief might decide to try to rob you, so it’s best to get to a safe area as soon as possible.
Often when there is a robbery, you not only lose your valuables. If there is a chance that you had personal information among the stolen belongings, you could also be at risk for identity theft. Even if you make sure to be careful, you never know when you might accidentally leave your wallet in your car. If your wallet is missing, you should contact your bank right away to report your missing bank card. The bank will be able to help prevent unwanted transactions on your card as well as track fraudulent activity to help you recover your card.
Contact Your Insurance
The most important thing you should do after a robbery is contact your insurance provider. They will be able to help you know what to do next. Whether you need coverage for physical damage to your car, such as the broken window. But keep in mind that your auto insurance won’t cover belongings that were stolen from your car. For that, you should consider adding them under your home insurance instead.
Get in Touch with Wachter Insurance
Whether you need homeowners’ insurance or auto insurance, our team at Wachter Insurance Agency, Inc. is here to help. We offer our clients competitive rates, professional customer service, and a huge range of policies to choose from for your needs. We have been serving Maryland, West Virginia, Virginia, Pennsylvania, and the District of Columbia since 1969 and we would love to help keep your home and family safe every day of the year. For more information, call us at (301) 371-6335 or visit us online. For more blogs like these, follow us on Facebook, Twitter, and Pinterest.