Skip Navigation

Types of Coverage You Need with Motorcycle Insurance 

Here are some things to consider when investing in motorcycle insurance.

Getting motorcycle insurance before setting out on your first ride for the season will be the assurance that you will be covered in the case of an accident. But there are many coverage options to consider for your motorcycle. The right insurance coverage for your motorcycle can help protect yourself and your property. Here are some things to consider when investing in motorcycle insurance.

Personal Damage

When it comes to motorcycle insurance, there are a few things you should include in your coverage to protect yourself. That includes damage from a collision, theft, vandalism, weather damage. Also, consider insurance coverage for medical payments for your injuries.  

Others Involved

In the event of an accident, you might also need to consider how others are affected. You may need coverage for injuries or damage to someone’s property from your motorcycle. Another common addition to your policy is Underinsured or Uninsured Motorist Coverage. This type of coverage addresses accidents with people who either don’t have enough insurance or aren’t present afterward, such as after a hit-and-run.


Lastly, motorcycle insurance doesn’t just have to be for accidents. You may need coverage for damaged gear like helmets, riding boots, and riding gloves. You can even get coverage for accessories and equipment like windshields, seats, custom paint and decals, saddlebags trailers or sidecars, and electronic devices in some cases. With motorcycle insurance, you may also get coverage for roadside services like towing expenses and expenses for if your motorcycle breaks down.

Get in Touch with Wachter Insurance

Whether you need homeowners’ insurance or auto insurance, our team at Wachter Insurance Agency, Inc. is here to help. We offer all of our clients competitive rates, professional customer service, and a huge range of policies to choose from for your needs. We have been serving Maryland, West Virginia, Virginia, Pennsylvania, and the District of Columbia since 1969, and we would love to help keep your home and family safe every day of the year. For more information, give us a call at (301) 371-6335 or visit us online. For more blogs like these, follow us on Facebook, Twitter, and Pinterest.

This entry was posted on Monday, May 4th, 2020 at 9:06 am. Both comments and pings are currently closed.