The end of summer will be here before you know it, heralding in the end of boating season. In Maryland, the temperature seldom dipped below freezing this past winter. But if you have been a resident of this state for very long, you know that our weather patterns can be extremely unpredictable. The past winter’s weather may not be a good indicator of this coming. Even if you have boat insurance, damages caused by freezing temperature may not be covered. It may be best to plan for the worst and properly winterize your boat before the temperature dips too low. Below, we have laid out some of the basics of boat winterization.
Simply put, freezing temperatures and ice are the enemy. If you’ve ever left a beer or soda in the freezer or outdoors during winter, you know that liquids tend to expand when frozen. You may also have had pipes burst in your home or workplace due to freezing temperatures. The same principle applies to a boat. Properly winterizing your boat will significantly reduce the risk of damage to your freshwater tank and sanitation systems.
But winterizing also does much to protect the heart of your boat—its engine. You should protect your boat as you would protect your home, and reduce as much damage to its engine as possible. Although the engine is potentially at risk from freezing, lack of use during the winter months poses just as significant a threat. You might not use your boat for the entire winter. In this case, you should definitely consider fogging the engine to protect your boat.
Wet or dry winterization?
In Maryland, we have basically two options for boat winterization: wet or dry. These are exactly what they sound like. Waterways typically do not freeze in Maryland except for during cold snaps, so you could potentially get away with leaving your boat in the water. One perk of this method is that it makes fall and even winter outings on your boat far less of a hassle. You could also consider installing a de-icer to protect your boat further if it remains in the water. The other option is to err on the side of caution, and bring your boat onto dry land as you would during a hurricane. In this case, it makes sense to perform a full winterization and enjoy the peace of mind that your boat is as safe as can be.
Get in Touch with Wachter Insurance
Whether you need homeowners’ insurance or auto insurance, our team at Wachter Insurance Agency, Inc. is here to help. We offer all of our clients competitive rates, professional customer service, and a huge range of policies to choose from for your needs. We have been serving Maryland, West Virginia, Virginia, Pennsylvania, and the District of Columbia since 1969 and we would love to help keep your home and family safe every day of the year. For more information, give us a call at (301) 371-6335 or visit us online. For more blogs like these, follow us on Facebook, Twitter, and Pinterest.