Hurricane season is upon us. If you’re a homeowner, you are likely concerned about minimizing damage to your home. Your insurance plan may have disaster coverage, but it is a good idea to reduce the impact that a hurricane has on your home as much as possible. Below, we have outlined some basics of hurricane preparation. Even if you do not live in a hurricane-prone area, the same principles may be applied to other forms of natural disaster such as flooding. We never know when disaster will strike, so please keep the below guidelines in mind.
Minimizing damage to your home is essential, but your own personal safety is even more so. Before preparing your home, please prepare yourself. Just like in the event of a house fire, it is imperative that you prepare for the worst-case scenario and form an evacuation plan.
Once that is done, be sure to stock up on emergency supplies. It is a good idea to have these supplies on hand even if a hurricane is not currently forecasted. A natural disaster such as a hurricane can compromise food and water supplies. In addition to a week’s amount of water, you should stock up on food that does not require cooking or refrigeration. This includes dried and canned goods. You should also make sure you have an ample supply of flashlights and batteries in the event of a power surge. A radio and basic first-aid kit can go a long way to improving your safety and security.
Secure Your Doors and Windows
The severe winds of a hurricane can cause tremendous damage. In terms of your home, your doors and windows are most at risk. You should ensure that your doors are hurricane proof. You can take steps to reduce the chance of damage by checking nearby trees for weak branches. Any branches or trees that seem at risk of falling can be sawed off or removed, respectively. Any glass doors and windows should be shuttered with plywood to protect them.
Review Your Insurance Policies
Hurricane season is an excellent time to get in touch with your insurance agent. You should review your insurance policies, and be sure to ask about disaster coverage. Hurricanes and other natural disasters pose a significant threat not only to our homes, but also to our lives. Your insurance agent will be able to answer any questions you might have about the security of your home and your own personal safety in times of crisis.
Get in Touch with Wachter Insurance
At Wachter Insurance, our agents are here to help you pick the right homeowners insurance so you know you have coverage no matter your insurance claims. Have questions about your homeowners insurance claims? Find answers and learn more about filing insurance claims by contacting us. We will help you understand the coverage and limitations of your homeowners insurance so you can avoid having your insurance claims denied. Please call us at 301.371.6335, visit our website or drop by our Middletown, Maryland office to personalize your homeowners insurance policy today. Be sure to follow us on Facebook, Pinterest, and Twitter too!