We have all heard of the phrase “better safe than sorry,” and that is especially true when it comes to the safety of your own home. Of course, nobody would ever want to deal with a house fire, but the unfortunate truth is that the unexpected does happen. Over 2,500 house fire deaths have occurred in just the past five to six years because people were not prepared. Here is what you can do to make sure that you and your household will know what to do if the worst happens.
Learn about Fire Extinguishers
Even the most devastating house fires often start off small. That’s why it’s so important to have at least one fire extinguisher in your house, especially in your kitchen, that can quench the fire before it can spread. But make sure you do your research because not all fire extinguishers are the same. First, there are three main classes, A, B, and C, which are designed for putting out different kinds of fires, whether liquid, dry, or electrical. So make sure that you look for an ABC fire extinguisher that can cover all types of fire. Read the instructions carefully so that you’ll know how to use it in a hurry. When spraying, point at the base of the fire because that will cut it off at the source.
Form an Evacuation Plan
Apart from the lack of a properly-functioning smoke alarm, one of the biggest reasons that people die in house fires is because they get trapped. And with any emergency situation, people tend to panic and not think straight, which only lessens the chances of survival. You can avoid this outcome by making an evacuation plan with your household. First, map out the safest route to exit your house during a fire. If your house has more than one story, you should strongly consider investing in fire escape ladders, which conveniently fold out of the way until you need them, and they make it safe for you to climb out of your window. And most importantly, you should practice your fire escape route at least a couple of times a year, and agree upon a place to meet once you are outside of your house.
Worst Case Scenario
If you are ever in a house fire, sometimes you won’t be able to make it out of your house. Getting trapped doesn’t have to be the end of the story if you know how to protect yourself. First, close off anything that will let smoke in, such as putting a wet cloth over the vents and under the door. Because heat and smoke rise, try to stay low to the floor, whether you are crawling to safety or you have to stay put. Slowly open the windows, opening too quickly could encourage a draft that spreads the flames, and do what you can to signal for help.
Get in Touch with Wachter Insurance
At Wachter Insurance, our agents are here to help you pick the right homeowners insurance so you know you have coverage no matter your insurance claims. Have questions about your homeowners insurance claims? Find answers and learn more about filing insurance claims by contacting us. We will help you understand the coverage and limitations of your homeowners insurance so you can avoid having your insurance claims denied. Please call us at 301.371.6335, visit our website or drop by our Middletown, Maryland office to personalize your homeowners insurance policy today. Be sure to follow us on Facebook, Pinterest, and Twitter too!