Spring is back, and that means it’s finally time for more work outside. If your home’s curb appeal is suffering, then maybe some renovations are in order. However, if your home has been around for fifty years or more, it could need extensive changes, especially if you haven’t been paying attention to necessary upkeep during the intervening years. Here are some home insurance tips to help you on your way.
Before you begin, it’s crucial that you remember to stay realistic. There are going to be some updates that won’t be possible to make. The fireplaces and hardwood floors add to the beauty of your house, but they will also need plenty of maintenance. Sometimes, the floors will be uneven or will be creaky, especially on the stairs. Winter’s chill is going away, and you probably dealt with the rooms upstairs being warmer than the rooms downstairs. With spring and summer coming, you will want to do something about that. Think about what you can do to restore and renovate the home yourself, when you should call the experts for help, and how much room you can make in your budget.
Create a Feasible Budget
You could be planning to age in place and retire in your current home. Part of the renovation work will make that more comfortable and a more suitable place to stay. But you’ll need to watch your budget. That way, you can figure out how much you can afford to change, and what you won’t be able to do.
Make Repairs a Priority
However, when you are setting your budget, you will need to make any necessary repairs a priority. Putting off repairs because you think it’s too expensive now will not benefit you later – whether it’s water damage in your foundation or your siding has sprung a leak, or the roof shingles have fallen off, the longer you wait to fix the problem, the more expensive it will become. This is to say nothing of remodeling your kitchen and bathroom, which could get more expensive than you originally estimated, especially if anyone of your fixtures needs to be repaired or replaced.
Get in Touch with Wachter Insurance
Whether you need renters insurance, business insurance, homeowners’ insurance or auto insurance, our team at Wachter Insurance Agency, Inc. is here to help. We give our clients competitive rates, professional customer service, and a vast range of policies to choose from for your needs. We have been serving Maryland, West Virginia, Virginia, Pennsylvania, and the District of Columbia since 1969 and we would love to help keep your home and family safe every day of the year. For more information, call us at (301) 371-6335 or visit us online. For more blogs like these, follow us on Facebook, Twitter, and Pinterest.