The holidays are a busy time! During this hectic season of shopping, cooking, and drinking, it’s wise to take a few precautionary steps to make sure you and your family are safe. With a little caution and planning, you’ll be sure to have a very merry holiday season!
Candles are everywhere during the holiday season. They burn beautifully and make our homes feel cozy and warm during the winter. Whether it’s a menorah, a candelabra, or a single tea light, there are steps you can take to make sure that the candles are the only things burning. First and foremost, never leave a candle unattended! If your family is all going to be out of the house all day, it’s a good idea to snuff your candles, lest you come home to a burning house. If you have small children or pets, make sure that your candles are placed in areas where they can’t be reached. This is pretty easy with children and dogs, but if you have a cat that enjoys knocking things off tables, then maybe skip the candles this holiday season.
Keep Pets Safe
While we’re on the subject of pets, there are additional things you can do to keep your pets safe and healthy this winter. When taking your short-haired dog for a walk outside, make sure that they are equipped with booties and sweaters, especially if you’re going on a long walk. Booties are especially useful, because they not only protect your pup’s sensitive toes from the cold, but they also provide a barrier to keep out harmful chemicals from sidewalk salts. If your dogs start to lick the salt that’s scattered on the sidewalk, stop them immediately! Sidewalk salt can contain chemicals that are harmful to pets. When buying sidewalk salt, look for salt that has Potassium Chloride or Magnesium Chloride. These salts contain drastically fewer harmful chemicals than other de-icing products.
Remember Your Liquor Liability
If you’re planning on hosting a holiday party where you’ll be serving alcohol, remember that you’re responsible for your guests’ actions after they leave your party! In some cases, if a guest gets into a car accident as a direct result of being intoxicated from your party, then the victim can sue you. When creating your guest list, consider only inviting people you know and trust so that you are not held responsible for the actions of strangers. When setting up for the party, put out lots of non-alcoholic drinks and food to counter the effects of the alcohol. Also, encourage guests to choose a designated driver and try to stop serving alcohol well before the party ends so that your guests have some time to sober up before heading home.
At Wachter Insurance our agents are here to help you pick the right homeowners insurance so you know you have coverage no matter your insurance claims. Have questions about your homeowners insurance claims? Find answers and learn more about filing insurance claims by contacting us. We will help you understand the coverage and limitations of your homeowners insurance so you can avoid having your insurance claims denied. Please call us at 301.371.6335, visit our website or drop by our Middletown, Maryland office to personalize your homeowners insurance policy today. Be sure to follow us on Facebook, Google+, Pinterest, and Twitter too!