No matter where your business is based, sometimes there’s no way to escape a natural disaster. Particularly on the East coast, heavy storms are quite common. Do you know if your business is covered? Here are a few ways you can make sure to protect your business.
Look at Your Insurance Policy
Insurance can policies vary quite a lot. Even if you have a policy that includes coverage for storm damage, you might not be as fully protected as you think. Some insurance policy’s definition of storm damage only accounts for breakages, such as from high winds and debris, but not flooding. Make sure to carefully review your policy and keep it up to date. If you need to, consider adding a supplemental policy that will cover storm damage.
Other Ways to Protect Your Business
Get ahead of natural disasters by storm-proofing your building. You can have your windows reinforced and invest in waterproofing your basement to prevent flood damage. Also, make sure to have a safety plan prepared for all of your employees for evacuating the building. The people that work for you are your company’s most valuable asset. In addition to making sure that your employees are insured, you should see to it that they have the safest possible work environment.
Just remember, being prepared against natural disasters isn’t a reason to forget about insurance, the same way that having good insurance is no excuse to neglect protect your business physically.
Get in Touch with Wachter Insurance
Whether you need business insurance, homeowners’ insurance or auto insurance, our team at Wachter Insurance Agency, Inc. is here to help. We give our clients competitive rates, professional customer service, and a vast range of policies to choose from for your needs. We have been serving Maryland, West Virginia, Virginia, Pennsylvania, and the District of Columbia since 1969 and we would love to help keep your home and family safe every day of the year. For more information, give us a call at (301) 371-6335 or visit us online. For more blogs like these, follow us onFacebook, Twitter, and Pinterest.