An important aspect of your home insurance is doing what you can to make sure you won’t need to use it. The best way to do this is to think of ways to protect your property from external threats and hidden hazards. Here are some ways to protect your home.
Most home insurance policies have coverage for fires, but that doesn’t mean you should leave things to chance. A fire is one of the most unpredictable and devastating events to your property, and it can destroy everything you own in just a few minutes. A simple way to prevent a major fire in your home is to install or update smoke detectors. Make sure that you have one in each quadrant of your house, if not every room. You should also invest in smoke detectors that have a carbon monoxide alarm. As you might know, carbon monoxide is extremely dangerous because it is an odorless gas that is a by-product of gas-run utilities, and it can cause fatal suffocation.
On the topic of utilities, many homeowners know very little about how their major home appliances work. But it is important to familiarize yourself with your utilities so that you can spot warning signs of a problem. First, find out where the valves are on your furnace, water heater, and other utilities, as well as the main switch to your electricity. That way, you will know how to shut off a certain utility in an emergency, like an electrical fire, as well as how to tell that these parts are in good condition and not rusted over.
Once you have taken care of your home from the inside, it is also key to protect it from theft with a security system. Break-ins not only cost you in valuables stolen, but you will have to deal with property damage like broken windows. Most importantly, a security system is a must for protecting your own safety, whether you live by yourself or with your family. There are many options for security systems that you can subscribe to, but make sure that you find one that has an all-around surveillance package.
Get in Touch with Wachter Insurance
Whether you need homeowners’ insurance or auto insurance, our team at Wachter Insurance Agency, Inc. is here to help. We offer all of our clients competitive rates, professional customer service, and a huge range of policies to choose from for your needs. We have been serving Maryland, West Virginia, Virginia, Pennsylvania, and the District of Columbia since 1969 and we would love to help keep your home and family safe every day of the year. For more information, give us a call at (301) 371-6335 or visit us online. For more blogs like these, follow us on Facebook, Twitter, and Pinterest.