Posts Tagged ‘ homeowner insurance ’

Home Insurance Advice: Dealing With Draftiness in Your Home

Wednesday, January 30th, 2019
Home Insurance Advice: Dealing With Draftiness in Your Home

Winter is one of the worst times of the year when it comes to maintaining and cleaning your home. Both are essential tasks, especially when you want to remove risks that can make your home insurance rates go up.

Winter is one of the worst times of the year when it comes to maintaining and cleaning your home. Both are essential tasks, especially when you want to remove risks that can make your home insurance rates go up. If your home feels too drafty, that means the cold wind from outside is getting in somehow. Don’t let the polar vortex make you feel miserable in your living room! Here is some advice for dealing with draftiness. (more…)

5 causes of homeowners insurance claims

Thursday, October 22nd, 2015

homeowners-insurance

Did you know for many Americans their biggest asset is owning a home? As one of your most valuable assets, it is important for your financial well-being to have the right homeowners insurance for your needs. To find out which homeowners insurance is best for you, you need to get familiar with the most common causes of homeowners insurance claims and how to avoid the problems which lead up to those causes. Here are the most common causes of homeowners insurance claims:

  1. Hail damage happens every year for homeowners throughout the United States and no state is exempt from hailstorms. In Maryland hailstorms are most worrisome for farmers as the storms lead to crop damage and most hailstorms happen from late spring to the end of fall. How does hail form? It comes from high moisture blending with freezing temperatures in the cloud. Fortunately homeowners insurance can cover hail damage when you are looking at the average financial cost of $10,000 from hail damage. With hail damaging the roof and siding of a home, being proactive about having homeowners insurance as more than a maintenance policy is important. When you use your homeowners insurance as a maintenance plan, you’ll find yourself paying surcharges when filing insurance claims. Keep up on your roof maintenance and contact your insurance agent about any hail damage. (more…)