Insurance Tips: How to Stay Safe from Fires While Off-Campus

Insurance Tips: How to Stay Safe from Fires While Off-Campus

If your child is planning on living off-campus this year, then it’s important that they follow some insurance tips on how to stay safe from a fire.

The winter semester at many colleges and universities is coming to an end. Before the end of January, the spring semester will commence. While most of the time college move-in day is associated with the end of the summer or early fall, it happens between the two semesters of a school year as well. If your child is planning on living off-campus this year, then it’s important that they follow some insurance tips on how to stay safe from a fire.

In the Kitchen

Whenever you’re cooking, make sure to stay in the kitchen. Don’t get distracted by something happening in the other room. Whether your off-campus or on-campus housing is equipped with an electric or gas stove, both appliances can still cause a fire if the burners are left unattended. The same advice goes for using the oven. Kitchen fires are common no matter where you live.

Electrical Safety

When it comes to electrical safety, be as careful as possible. One reason for this, beyond following plain common sense, is that insurance policies are typically different when it comes to rental properties and properties that you own. So, to prevent electrical fires, don’t overload the outlets you need to use. Also be careful when you use power strips. You may want to invest in some surge protectors in case of unstable electrical currents.  

Look for Exits

Next, make sure that you know where all the exits are. In some cases, you might need to exit through a window. Inspect the doors to see what deadbolts they feature; a single cylinder deadbolt door is the easiest to escape through, as opposed to double cylinder deadbolts, which take longer to open and close.

Activate the Fire Alarm

As cautious as you are about preventing fires, eventually one is bound to happen. It could happen in the next building over, and you have nothing to do with it. But if you discover a fire that no one else knows about yet, then you should find and activate the fire alarm. Then, evacuate the building, staying as low to the ground as possible. This way, you can reduce the risks associated with smoke inhalation and exposure to heat and gases.

Get in Touch with Wachter Insurance

Whether you need homeowners’ insurance or auto insurance, our team at Wachter Insurance Agency, Inc. is here to help. We offer our clients competitive rates, professional customer service, and a huge range of policies to choose from for your needs. We have been serving Maryland, West Virginia, Virginia, Pennsylvania, and the District of Columbia since 1969 and we would love to help keep your home and family safe every day of the year. For more information, call us at (301) 371-6335 or visit us online. For more blogs like these, follow us on Facebook, Google+, Twitter, and Pinterest.

 

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