Now that March is here, you might be thinking about a spring getaway. Once the weather gets warm enough, you might need a quick break from the grind of daily life. Whether you’d like to go to the beach or help start your teen driver on the right path, don’t forget about your car insurance. We all know we need it before we can hit the road, but we might not always understand why. Here is what you must know when it comes to the basics of car insurance.
Accidents can and will happen. Even if they aren’t always our fault, one reason car insurance is so essential is to cover you whenever a car accident does occur. If you are held liable for any accidents, then you can rely on liability coverage for injuries. After all, you could be responsible for paying any medical bills, salaries lost, and pain as a result of the incident. Get in touch with your friendly agents at Wachter Insurance to start discussing your options.
If You Get Hurt
There’s no guarantee that you’ll come out of an accident unharmed, either. Both you and your passengers can claim the protection of car insurance if you are hurt in a crash. This type of coverage is known by two names: medical payments coverage or personal injury protection.
You might not be able to afford car insurance. Likewise, other drivers around you might not be able to get adequate coverage as well. Luckily, there is a measure of protection in case the worst should happen. You can be covered by uninsured/underinsured motorist coverage if the need arises.
Sometimes, you might not be able to handle all of the bills associated with your car. Fortunately, that’s another way car insurance can come in handy. Comprehensive coverage won’t only safeguard you from accidental collisions or crashes, but will also help when a fire destroys your vehicle or it is stolen. Don’t forget about the possibility of hitting other animals out on the road, such as deer: you might need help paying for repairs if that happens too.
Get in Touch with Wachter Insurance
Whether you need homeowners’ insurance or auto insurance, our team at Wachter Insurance Agency, Inc. is here to help. We offer all of our clients competitive rates, professional customer service, and a huge range of policies to choose from for your needs. We have been serving Maryland, West Virginia, Virginia, Pennsylvania, and the District of Columbia since 1969 and we would love to help keep your home and family safe every day of the year. For more information, give us a call at (301) 371-6335 or visit us online. For more blogs like these, follow us on Facebook, Google+, Twitter, and Pinterest.