Archive for March, 2016

Protect Your Children with Life Insurance

Wednesday, March 23rd, 2016
life insurance

It costs around $13,000 per year to raise a child! A fraction of that can go towards life insurance that will give your child a secure future should you no longer be able to provide for them.

According to the U.S. Dept. of Agriculture, it costs $245,000 to raise a child until the age of 18. That’s around $13,000 per year! And that’s not for a high-income household; that number is the average cost that an average American spends on housing, food, clothing, and other essentials for their child every year. If you are already spending this much money every year to raise your child, you might as well spend a fraction of it on life insurance. A $200 life insurance premium will ensure that your child is financially stable should something happen to you. (more…)

What to Know About Motorcycle Insurance

Thursday, March 17th, 2016
motorcycle insurance

Before you ride your motorcycle into the spring sunset, it’s important to be fully insured.

The first day of spring is this Sunday, March 20! With temperatures rising, flowers blooming, and extended sunlight, it’s time to don your leather jacket and ride into the late sunset with your motorcycle. But before you venture out, it’s important to make sure that you have motorcycle insurance. Getting motorcycle insurance before you take your hog out for a spin will give you the peace-of-mind of knowing that you are covered in the case of an accident. Here are a few things to consider when choosing your motorcycle insurance. (more…)

Things You Should Never Do to Your Car

Thursday, March 10th, 2016
Bad Car Habits

Treating your car recklessly can result in a shorter life for your car and bigger maintenance headaches down the road.

You probably rely on your car every day to get you to work, pick up the kids, go to the doctor, go to the grocery store, etc. Cars are an essential part of our daily lives, so it’s important that we maintain them well to prolong their lives and avoid a sudden and costly maintenance expense. Here are a few things you should avoid doing to your car that will help extend your car’s life as well as keep it in good conditions for resale. (more…)

Research Shows that Newer Furniture Burns Faster

Friday, March 4th, 2016
furniture fire

A modern living room can become totally engulfed in flames in as quickly as 3 minutes.

Rossen Reports of the Today Show recently paid a visit to Underwriters Laboratories in Chicago to test the burn time of modern furniture and furniture from the 1970s and 1960s. Two rooms were set up for testing. One room had old furniture from the 1970s and 1980s and lots of natural materials, such as wood paneling. The other room had new furniture and was full of synthetic fibers, from the couch to the curtains to the coffee table.

Firefighters stood by as a fire was lit on a couch pillow. In a matter of minutes the fire had spread from the pillow to the couch to the curtains until it engulfed the entire room. When the pillow in the older room was lit on fire, it burned for several minutes without catching anything else on fire. By the time the fire on the pillow in the older room had begun to spread, the modern room was already engulfed in flames up to the ceiling. The findings of the experiment showed that you would have 17 minutes to escape a house fire 30 years ago. Today, because of the presence of synthetic materials, that time has decreased to only 3 minutes. (more…)