Archive for February, 2016

5 Things You Didn’t Know About Flood Insurance

Thursday, February 25th, 2016
flood insurance

If your home is damaged by flooding, you’ll be grateful to have flood insurance!

Many homeowners don’t realize that flood insurance is not an automatic part of homeowner’s insurance. If you live in an area that is prone to floods or hurricanes or is close to a large body of water, you may want to seek additional flood insurance. And that’s not the only things you probably didn’t know about flood insurance. Here are 5 more flood insurance facts to help you be prepared for the next heavy rainfall! (more…)

Help Your Car Recover from Winter

Friday, February 19th, 2016
car winter maintenance

You may want to get your tires rotated after this winter.

The snow, ice, and potholes of winter can do a number on your car. If you want to extend the life of your car, try these five easy post-winter maintenance procedures.

Tires

Come March, you’ll want to remove your snow tires and replace them with your regular tires. If you kept your all-season tires on throughout the winter, it’s a good idea to take them to a mechanic to have them rotated. This is because your drive wheels get worn more during the winter than during any other season. Having your tires regularly rotated every 3,000 to 6,000 miles will help to evenly distribute wear and prolong the life of your tires. (more…)

Your Fitness Tracker May Pose Privacy Risks

Thursday, February 11th, 2016
girl using fitness tracker

Your fitness tracker may pose more privacy risks than you realize.

It’s estimated that by the end of 2018, there will be 780 million wearable fitness tracking devices on the market. Many people are drawn to wearable fitness trackers because they provide an easy way to keep track of daily steps, heart rate, and sleep patterns at the push of a button. Plus, these trackers have built-in games and ways to compete against friends, taking exercise from being a tedious chore to a fun game! It’s no wonder these devices have risen to popularity so quickly.

You may be wondering how these fun little devices could ever pose a threat to our privacy. After all, who wants to know how many steps we’ve taken? However, in today’s hyper-connected world, this information is valuable to companies that sell running shoes, sports equipment, etc. The devices also carry personal consumer information like our age, height, weight, and gender. The information on these trackers can even be used for more sinister purposes. A burglar could potentially hack your information to access real-time location-based data to find out where you live and when you’ll be home. This is a scary possibility, but luckily there are steps you can take to protect your privacy. (more…)

What Do Cities Pay For?

Friday, February 5th, 2016
City damage

If a city snowplow damages your mailbox, the city’s insurance may pay for the damage.

If your home is damaged, then you know that your homeowner’s insurance will pay for it. If you are in an accident, you know that your automobile insurance will cover the damage. But what happens if the city is involved in the damage? Oftentimes, there is no clear answer, but there are a few things that your city may have to take responsibility for.

Trees

Trees cause over $1 billion in property damage in the United States each year. It can be difficult to tell when a fallen tree is your responsibility. If a tree falls from your neighbor’s yard and damages your property, then your are responsible for the damages. However, your homeowner’s insurance should pay for the damages. Likewise, if a tree that you own falls and damages your property, you are still responsible for the damages. If a tree that is planted between the road and the sidewalk falls and damages your property, then the city is most likely responsible for the damages and tree removal. You can call your city and talk to your city’s arborist for more details. (more…)