Teen drivers incur higher insurance rates because, statistically speaking, they are at the highest risk for accidents. Teen drivers have less experience behind the wheel, so it is only logical their insurance company would ask for a higher coverage. However, there are steps you can take that will allow your car insurance agency to lower their coverage. Here are a few tips for lowering your teen driver’s car insurance coverage and giving you more peace of mind. (more…)
Archive for November, 2015
Hurricane season is from the beginning of June to the end of November, so there is still a chance that your home could suffer from hurricane damage. With strong hurricanes like Hurricane Patricia a few weeks ago, it’s only rational to be worried about the effects a potential strong hurricane could have on your home. Even in Maryland, hurricanes can be deadly, like Hurricane Sandy in 2012, which resulted in the deaths of 11 people. They can also be highly damaging to property, like Hurricane Irene in 2011, which caused $151 million in property damages. Protect your home from high winds and heavy rains this month by taking proper precautionary steps. (more…)
Now is the best time to make sure that your car is prepared for the upcoming winter. Whether we get several feet of fluffy snow or days and days of slush, your car will need to be equipped to handle the winter weather. Driving carefully is a great practice, but it unfortunately won’t help when your car breaks down. So, get your car ready now, while the weather is still nice and temperate!
Get the Equipment
You want to make sure that you don’t end up in a compromising situation in the dead of winter. Stock up now on important tools that you can use to avoid a crisis. You can start by making sure that your car is equipped with a snow scraper for scraping off your windshield when it gets icy. Also keep a shovel and kitty litter or sand in your trunk for when your car gets stuck in the snow. You can shovel away extra snow then lay down the kitty litter or sand to give your tires traction. Finally, make sure you have an emergency kit in your car. This should include flares, jumper cables, a flashlight with batteries, and extra gloves and a blanket. You can even keep some energy bars in your glove box just in case. (more…)