If you think that Thanksgiving is all about family, friends, and food, well then you would be right. But what if we added another word to that list: fire! Thanksgiving Day is one of the most high-risk days for house fires of the year, and being unprepared for this kind of emergency situation does not make for a happy holiday. Read on to find out more about Thanksgiving fire risks and how you can ensure your home insurance policy covers fire damages.
Thanksgiving Day sees an estimated average of 2,000 house fires across the country, costing millions in property damage and even deaths in some cases. But why does the risk for a house fire increase so dramatically on this holiday? The main reason is a simple one: cooking. Because there are so many dishes being prepared on Thanksgiving, cooks often get careless and leave the oven or stovetop unattended. This, in turn, can lead to fires- an oven mitt left too near an open flame, an entire dish catching light, etc. Based on recently compiled statistics from the National Fire Protection Agency, 57% of these fires were caused by ranges, followed by ovens accounting for 16% of fires. Also, many of these house fires were the results of frying and other high-risk heat activities. While you can work to prevent house fires by always keeping an eye on dishes while they are cooking, it is equally important to be prepared in case of an emergency.
Your Home Insurance Policy and Fire Protection
When deciding on a home insurance policy, you may not initially think of the importance of fire protection. Coverage for fires may seem like an unnecessary expense, but in reality it is a vital and important part of your home insurance policy. Discussing fire coverage with your insurance agent can help prevent major disasters such as a Thanksgiving house fire. Stay safe the whole year ‘round by keeping your insurance policy up-to-date!
Home Insurance Experts in Middletown, Maryland
Looking for someone to discuss your insurance options with? We’re here to help. At Wachter Insurance, we’ll sit down with you and help you to personalize your home insurance policy so that it workers best for you and your needs. Please call us at 301,371.6335, visit our homepage, or drop by our Middletown, Maryland office to schedule your personal and informative appointment today.