This winter has been brutal, but hopefully we just saw our last bout of snow. It looks like decent temperatures from here on out! Since the winter was so brutal, though, it’s time to start looking at what havoc winter may have wreaked on your home and to go ahead and review that homeowner’s insurance. You may find it helpful after a tough winter like this one.
- Have your roof checked out – Because of the amount of freezing and thawing this winter, there’s a good chance that your roof may have sprung a leak or a crack. Make sure it’s carefully inspected. If your roof has suffered any damage, first get the problem fixed, then prime and paint over any stains that the leak has left on your ceiling.
- Check storm doors, screens, and fences – You want to check for any holes, bends, tears, and missing things on all of these. Most of the time it’s easier to just make a repair rather than start over entirely, but you’ll want to be sure that all of these items are intact. They’re all important to keeping your home safe from weather, bugs, and others.
- Seal your deck and driveway – Similar to your roof, your driveway probably has some sizeable cracks and holes from all of the freezing and thawing your home has suffered this winter. If you have a concrete driveway, it’s much more likely to have developed cracks. Consider hiring someone for concrete/asphalt repair and resealing your driveway. You’ll also want to consider pressure washing and sealing your deck.
- Clean gutters – It’s actually really important to do this in the fall when debris gathers in the gutters and downspouts from falling leaves and allergens; however, if you didn’t clean out your gutters in the fall, now is a good time to do it. Ice dams could easily have caused some of your gutters to burst. You’ll want to make sure you get these replaced and make a point to clean your gutters out this fall.
These are just a few of the things you should look out for this spring. It’s good to do a full once over of your home and landscaping to make sure that nothing is awry. You’ll also want to review your homeowner’s insurance to see what’s covered due to weather. If you have any questions about your insurance, please contact Wachter Insurance.
Wachter Insurance Agency opened its doors in 1969 and incorporated in 1996. A family owned and operated agency—now with the 3rd generation actively participating. We are an independent agency representing the ERIE Insurance Group, Progressive, AIC – Agency Insurance Co., Foremost, Chesapeake Employers Insurance, and Wright Flood. Offering auto, home, motorcycle, boat, flood, business and life insurance coverage. If you have any questions about our blog, Assessing Home Damaged and Homeowners Insurance Post-Winter, or you’d simply like to talk to a representative, please feel free to contact us at 301.371.6335.